What to do when you are in a Car Accident

The chances are that even the most careful driver in the US will be involved in at least two car accidents in his/her life time. There is no question that getting involved in a car accident creates unnecessary stress on the mind and in the pocket book. If unlucky, it may even affect your health.

Anyone who is involved in a car accident and is not deemed at fault has a legal claim for compensatory damages. The important fact that all drivers should know is that litigation involving car accidents can take a long time to settle and thus there is a great need to maintain records. Thus, from the moment you have been involved in a car accident, the onus is on you to keep a record of all events- for those who keep meticulous records of the event, the case can usually be handled with ease.

The first thing to do if possible is to take pictures at the scene of the car accident. If you are physically not able to take the photos, ask your passenger or nearby witness or even a police officer to take the images. Save the images on a PC or a hard drive, in case you lose your phone.

Get the names of all the people who witnessed the accident; this includes their names, address and phone numbers. Do not rely on the police or other people to undertake this task for you.

The third thing is to see a doctor the same day. You must have all your injuries documented. If you delay seeking help the same day, the insurance company will always question the degree and severity of your injuries. The healthcare provider will document and photograph your injuries, which the insurance company will need to assess your claims. Once you go home, keep a detailed account of your pain, mobility, limitation in activity, duration of disability and what you can or cannot do anymore.

Never speak or communicate with the other driver's insurance company. Always make it a point to speak to your attorney first.

Finally never ever sign any papers sent to you by the other insurance company. You have to know that the other insurance company wants to settle quickly and cheaply. They are more interested in saving money than doing what is best for you.

If you get involved in a car accident, contact an experienced personal attorney right away. Let these professionals tackle your problems and get you the compensation you deserve. When you select an experienced personal attorney, your chances of winning a large settlement are also much higher. Personal attorneys will pursue compensation for all your medical bills, pain and suffering, possible punitive damages and payment for lost wages.

Most people lose out on getting large settlement because they do not keep records and try and tackle the insurance companies on their own. Speak to a personal injury lawyer first- most provide a free consultation and then you get make a well informed decision.

Keep and eye out for places offering car insurance with cash back. You won't be paying any more for your policy and you'll get a small golden handshake when you sign up – win win.